price may be stale — using $100 par
How much do you want to earn each month?
Monthly income · No capital appreciation · ~11.5% annual yield
How it works
Buy STRC shares
Purchase shares of STRC preferred stock on any major broker — Robinhood, Fidelity, Schwab, IBKR, Webull, or Public. Each share trades near $100.
Earn monthly dividends
STRC pays ~$0.9583 per share each month — that's ~11.5% annually. Strategy sets the rate monthly; dividends are variable, not guaranteed.
Reach your income goal
Use the calculator above to find exactly how many shares you need. The more you hold, the more you earn — paid directly to your brokerage account.
Why STRC or STRD?
- High monthly yield — STRC ~11.5% · STRD ~10%, both paid monthly
- Bitcoin-adjacent exposure — Strategy (MSTR) holds the world's largest corporate BTC position; yield without direct crypto volatility
- Preferred stock priority — paid before common shareholders in any distribution
- Accessible on major brokers — Robinhood, Fidelity, Schwab, IBKR, Webull, Public
- STRC vs STRD — STRC pays more (~11.5%) but same issuer risk; STRD (~10%) may offer slightly different call terms
Income scenarios
At current prices (~$100/share):
STRC ~11.5% / yr · ~$0.9583/share/mo
$1,000
$9.58/mo
$5,000
$47.91/mo
$10,000
$95.83/mo
$25,000
$239.58/mo
STRD ~10% / yr · ~$0.8333/share/mo
$1,000
$8.33/mo
$5,000
$41.66/mo
$10,000
$83.33/mo
$25,000
$208.33/mo
Risk & transparency
Dividend not guaranteed
Strategy sets STRC/STRD dividend rates monthly. They can be reduced or suspended at any time.
Principal not protected
Neither is FDIC-insured. STRC dropped to $90.52 in Nov 2025 and $93.10 in Feb 2026. STRD carries the same price risk.
Linked to Strategy/MSTR
Both are issued by Strategy Inc. If Strategy faces financial difficulty, dividends and share value are at risk for both.
Tax treatment
2025 distributions were 100% Return of Capital (Box 3 on 1099) — tax-deferred, not tax-free. Cost basis reduces each payment.
B- credit rating
Both rated below investment grade by S&P — higher risk than investment-grade bonds or preferred stocks.
Call risk
Strategy can redeem shares at $101 — no price appreciation above the call price for either.
Not financial advice. Always do your own research before investing.