price may be stale — using $100 par
How much do you want to earn each month?
Monthly dividend income from STRC — Strategy Inc.'s preferred stock.
How it works
Buy STRC shares
Purchase shares of STRC preferred stock on any major broker — Robinhood, Fidelity, Schwab, IBKR, Webull, or Public. Each share trades near $100.
Earn monthly dividends
STRC pays ~$0.9583 per share each month — that's ~11.5% annually. Strategy sets the rate monthly; dividends are variable, not guaranteed.
Reach your income goal
Use the calculator above to find exactly how many shares you need. The more you hold, the more you earn — paid directly to your brokerage account.
Why STRC?
- ~11.5% annual yield — paid monthly, not quarterly like most dividend stocks
- Bitcoin-adjacent exposure — Strategy (MSTR) holds the world's largest corporate BTC position; STRC gives you yield without direct crypto volatility
- Preferred stock priority — paid before common shareholders in any distribution
- Accessible on major brokers — Robinhood, Fidelity, Schwab, IBKR, Webull, Public
- Predictable passive income — fixed monthly payment cycle, unlike variable rental income or gig work
Income scenarios
At current prices (~$100/share) and ~11.5% annual yield:
$1,000 invested
$9.58/mo
$5,000 invested
$47.91/mo
$10,000 invested
$95.83/mo
$25,000 invested
$239.58/mo
Risk & transparency
Dividend not guaranteed
Strategy sets the STRC dividend rate monthly. It can be reduced or suspended at their discretion.
Principal not protected
STRC is not FDIC-insured. Share price can fall below your purchase price — it dropped to $90.52 in Nov 2025 and $93.10 in Feb 2026.
Linked to Strategy/MSTR
STRC is issued by Strategy Inc. If Strategy faces financial difficulty, dividends and share value are at risk.
Tax treatment
2025 distributions were 100% Return of Capital (Box 3 on 1099) — tax-deferred, not tax-free. Your cost basis reduces with each payment.
B- credit rating
Rated below investment grade by S&P. This reflects higher risk than investment-grade bonds or preferred stocks.
Call risk
Strategy can redeem shares at $101 — there is no price appreciation above the call price.
Not financial advice. Always do your own research before investing.